Smart6

Available for a 30-year fixed-rate mortgage Program Features: FHA insured, VA, Rural Development and Fannie Mae or Freddie Mac loans; No liquid asset limit; $6,000 with 0% interest due upon sell; Can be used with Mortgage Credit Certificate (MCC) program-must meet all IRS regulations and pay $300 non-refundable reservation fee; Purchase Price limit follows loan agency guidelines-unless used with MCC.
$6,000 down payment or closing cost at 0% interest on a 2nd mortgage Payable back to MHC at Due-On-Sale, Refinance, Non-Owner Occupied, or 1st Mortgage Paid in Full.
Eligible for new or existing homes Home must be located in the state of Mississippi. Eligible types of home: Single-family homes, townhouses, condominiums, or manufactured homes (depending on servicer overlays).
Household annual income $122,000 or less Buyer Eligibility: Must serve as your primary residence; household annual income $122,000 or less (unless used with Mortgage Credit Certificate); must be a legal resident of the United States; credit score is based on servicer guidelines; no first-time homebuyer requirements (unless used with Mortgage Credit Certificate).

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