HighYield Checking

HighYield Checking
  • Earn Premium Interest Rates on balances up to $15,000 infoBubbleEarn 5.00% Annual Percentage Yield (APY) on balances up to $15,000 and .05% APY on balances of $15,000 and over if the following requirements are met:
    • Receiving a monthly direct deposit (or ACH debit) of $100 or more,
    • Receiving your monthly statement electronically, AND
    • Making a minimum of 10 CNB Debit Card point-of-sale transactions that post and settle to your account during your monthly statement cycle.
    ATM transactions not included. Transactions must post and settle to your account during monthly statement cycle. If the requirements are not met for the current statement cycle, the default interest rate of 0.01% APY will apply. APY is current as of February 3, 2025. Rates are set by CNB and are subject to change at any time. Interest accrues on collected balances and is paid monthly. If you close your account before interest is credited you will not receive the accrued interest. Fees may reduce earnings. Available to individuals only. Limited to one account per Social Security Number. New account required. Fees may reduce earnings.
  • Open with $500 and pay no monthly maintenance fee.
  • Free CNB Debit Card infoBubbleOther charges may apply such as Returned Item/Overdraft and third-party ATM fees.
  • No ATM fees infoBubbleWe won’t charge you for using another bank’s ATM, and we’ll even refund the fees they charge you up to $25 per month automatically. Other charges may apply such as Returned Item/Overdraft and third party ATM fees.
  • Bank anywhere, anytime with just your smartphone.
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