Citizens National Bank Welcomes New Team Member Walter W. Dyminski

Hampton Thames, President and CEO of Citizens National Bank, proudly welcomes Walter W. Dyminski as Senior Vice President and Small Business Association (SBA) Manager. With nearly 30 years of experience in commercial banking, SBA lending, and business development, Walter is dedicated to helping small businesses secure the funding they need to grow and thrive.

"Walter's wealth of experience and dedication to supporting small businesses make him a perfect fit for our team," said Hampton Thames, President & CEO of Citizens National Bank. "At Citizens National Bank, we believe investing in small businesses is crucial to the long-term success of the communities we serve. A strategic focus on SBA lending allows us to provide the financial tools entrepreneurs need to create jobs and drive local economic growth. Walter's expertise will play a key role in strengthening these efforts."

Thames added, "Being a Community Development Financial Institution (CDFI) we are uniquely positioned to offer personalized financial solutions to small businesses. Walter's deep understanding of SBA lending will help us expand our reach and better serve the small business community throughout Mississippi and beyond."

In addition to his professional achievements, Walter's extensive background includes leading SBA lending efforts at several financial institutions, where he played an integral role in developing SBA loan programs, structuring underwriting guidelines, and managing multi-million-dollar portfolios. Over the course of his career, he has originated and managed more than $100 million in SBA loans, earning recognition as a top SBA 7(a) lender in Mississippi for both loan volume and total dollars.

Walter's deep knowledge of SBA 7(a), SBA 504, and USDA B&I lending programs positions him as a valuable resource for small business owners seeking customized financial solutions.

"Walter's expertise will be vital in strengthening our SBA lending," said Chip Hines, Chief Credit Officer of Citizens National Bank. "His ability to structure complex loan packages and manage risk effectively will ensure that our SBA lending efforts are both successful and sustainable."

Walter has built strong connections with small business development centers, certified development companies, and economic development organizations throughout Mississippi and its neighboring states. "His ability to guide clients through the SBA loan process will be a tremendous asset to both the bank and its customers," said Chip Hines.

Walter holds an MBA and a Bachelor of Science in Finance & Economics from the University of Tampa. He is passionate about empowering small businesses, driving economic growth, and building relationships that foster long-term success.

Citizens National Bank is excited to have Walter join the team and looks forward to his positive impact in expanding SBA lending opportunities throughout the Southeast.

About Citizens National Bank

Founded in 1888, Citizens National Bank is celebrating 137 years of service as an independent, Mississippi-owned community bank, with locations in Meridian, Quitman, Philadelphia, Hattiesburg, Waynesboro, Laurel, Olive Branch, Southaven, Columbus, Macon, Kosciusko, Carthage, Ridgeland, Madison, and Flowood. The bank has assets in excess of $1.7 billion and manages $2.2 billion in its Wealth Management Division, which is committed to assisting clients with the accumulation, preservation, and transfer of wealth. As a certified Community Development Financial Institution (CDFI), CNB is dedicated to promoting economic growth and improving the financial well-being of underserved communities across Mississippi through affordable housing, small business development, and consumer financial products and services.