Positive Pay

Positive Pay is a web-based service that can help you detect check fraud by uploading your check files and verifying any payment exceptions daily.

Benefits

  • Increased Protection Against Fraud
    Daily checking your exceptions report allows you to make immediate payment decisions on potential check fraud.
  • Streamlined Efficiency and Ease
    Positive Pay is an automated Business Banking Service, providing instant access to questionable check transactions. 
  • Reduced Business Expenses
    Losing money is costly for a business. Positive Pay helps reduce costs that may result from fraudulent checks.   

Features

  • This automated online service allows you to verify that you have actually issued the checks that post to your account.
  • Positive Pay users upload check files directly to us. 
  • Once the check files have been uploaded, we will compare checks presented for payment each day with your check files within Positive Pay. Any exceptions are available by 7:30 a.m. each day.
  • You decide about the payment of each check. Simply make payment decisions online by 9:30 a.m. each day.

Learn more about Fraud Prevention.

Ready to win the fight against fraud?